About eSewa Life Care
eSewa Life Care is a Term Life Insurance package which provides benefits of up to Rs. 5.3 Lakhs. This package is prepared by Sun Nepal Life Insurance & Himalayan Everest Insurance exclusively for eSewa. The package also includes different offers and discounts on health-related services similar to eSewa Care.
The package provides benefits of up to Rs. 5,30,000/- at the starting annual price of only Rs. 760/-. This package helps to provide Financial Coverage & Health Facilities at affordable prices.
Benefits:
- Accidental Medical: Up to Rs. 1 Lakh
- Hospital Bed charge: Up to Rs. 10,000/-
- Critical Illness Coverage: Rs. 50,000
- Accidental Death: Rs. 1 Lakh
- Funeral Expenses: Rs. 20,000/-
- Death Coverage: Rs. 2.5 Lakhs
- Up to 35% discount on more than 30 Health & Beauty related services.
How to buy eSewa Life Care or eSewa Care:
- Login to your eSewa App or Web.
- Tap on eSewa Care icon from eSewa Homepage.
- Inside you will find options for eSewa Care & eSewa Life Care. Select your choice.
- Fill up details for yourself and for others (for your friends & family as per your wish)
- Verify and confirm all the details.
- Choose eSewa Wallet or Linked Bank Account for payment.
- Enter your MPIN, Fingerprint, Face ID or Password to complete your transaction.
Terms & Conditions:
1. The Customer is eligible for a Critical Illness claim only after 90 days of the policy issued and s/he can inform the CI after 30 days of diagnosis of the Illness.
2. Accidental Claims can be requested only after 24 hours of the purchase.
3. Accidental Claims must be notified within 35 days after paying the bills.
4. Every hospital, that are legally registered under Nepal Government will be counted for the claim.
5. The customer has to carry eSewa Care or eSewa Life Care’s payment proof for the redemption of benefits.
6. Customers must provide the necessary documents asked for by Insurance Companies to claim for the Insurance Services.
7. Can be purchased from Age 18 years to 45 years only.
8. Original documents are required for the claim process.
What is the difference between eSewa Care & eSewa Life Care?
|
Features |
eSewa Care |
eSewa Life Care |
|
Sum Insured |
Worth Rs. 2,30,000 |
Worth Rs. 5,30,000 |
|
Coverage |
Accidental Treatment Accidental Death Hospital Cash
|
Term Life Critical Illness Accidental Treatment Accidental Death Hospital Cash |
|
Insurance Provider |
Himalayan Everest Insurance (HEI) |
Himalayan Everest Insurance (HEI) Sun Nepal Life Insurance |
|
Premium |
Rs. 360 |
starts at Rs. 760* |
|
Valid Age |
2-60 years |
18-45 years |
|
Other benefits of eSewa Care |
Yes |
Yes |
* Premium amount varies with age for eSewa Life Care.
What are the diseases covered in critical illness via eSewa Life Care?
Illness covered in critical illness through eSewa Life Care are as follows:
- Cancer (क्यान्सर)
- Kidney Failure Requiring regular dialysis (मृगौला असक्षमताको कारणले गरिने नियमित उपचार)
- Multiple Sclerosis with Persisting Symptoms
- Major Organ Transplant
- Heart Valve Replacement
- Coronary Artery Bypass Graft (मुटुमा रगत संचालन गर्ने धमनी)
- Myocardial Infarction
- Stroke
- Benign Brain Tumour
- End Stage Liver Failure
- Surgery of Aorta (महारक्त नलीको चिरफार)
- Paralysis (पक्षघात)
- Alzheimer’s Disease
- Coma (बेहोसी)
- Parkinson’s Disease
- Third Degree Burns
- Deafness (बहिरोपन)
- Loss of Speech (लाटोपन)
Insurance Partners:
Sun Nepal Life Insurance & Himalayan Everest Insurance(HEI)
Enjoy Up to 35% discount
| Merchant Name | Offers | Location |
| Cistron Diagnostic Reliable Lab Pvt. Ltd. | · 10% discount on all Services | Biratnagar |
| Neuro Cardio & Multispecialty Hospital Pvt. Ltd. | · 10% discount on all services | Biratnagar |
| Madhyapaschim Dental Lab and Clinic | · Up to 20% discounts on dental care and lab | Birendranagar |
| National Path Lab | · 10% off in Lab test | Butwal |
| Tilottama Physiotherapy Clinic | · 25% discount | Butwal and Tilottama |
| Bharatpur Samudayik Hospital | · 10% Discount on all facilities | Chitwan |
| Cassi Sports and Recreational Center Pvt. Ltd | · 10 % discount on all sports | Chitwan |
| Chitwan Himal Dental Pvt. Ltd. | · 20% discount on all service | Chitwan |
| Power House Gym | · 20% discount on all services | Chitwan |
| Raj Barber and training center | · 20% discount on services | Chitwan |
| B.R Dental Hospital | · up to 15% discount | Dang |
| Chinari Hospital Pvt. Ltd. | · Up to 10%* Discount in CT SCAN, Pharmacy and OPD | Dang |
| Swostik Multispecialty Hospital Pvt. Ltd | · 15% discount on Operation Services, Diagnosis Services, LAB, X-Ray, USG, ECG, ABP, Holter, Physiotherapy & Bed Charge Services. · 5% Discount on Pharmacy. |
Dhangadhi |
| Farwest Fitness and Training Center | · 20% discount on all package | Dhangadi |
| Dirgayu Physiotherapy Center | · Free Consultant · Up to 15% Discount on all physiotherapy services. |
Ghorahi |
| Janakpur Health Care and Teaching Hospital | · 10% discount on Bed Charges · 10% discount on all procedures · 10% discount in Lab |
Janakpur |
| Janakpur Netralaya Pvt. Ltd. | · 10% on OPD, Optical & Medicine · 15% on OT |
Janakpur |
| Mangalam Diagnostic center janakpur | · 20% on all Laboratory Test | Janakpur |
| Rishika Health Care Pvt. Ltd. | · | Janakpur |
| Malwara Polyclinic | · 5% to 15% Discounts on Fees | Kailali |
| Civil Human Hospital | · 10% Discount in OPD Charge · 10%-15% Discount in Lab charge · 20% Discount in Service Charge · 10% Discount in Consultant charge · 5% Discount in Medicine |
Kathmandu |
| Aakar Dental Clinic | · 20% discount on all services | Kathmandu Valley |
| Mahakali Dental Hospital | · 25% discount on all dental services | Mahendranagar |
| Pant Chasma Pasal | · 20% on eye checkup | Nepalgunj |
| Physio Care, Pain Relief and Rehabilitation | · 25% off on Physio Therapy | Nepalgunj |
| Pharmacy Sewa | · Upto10% Discount on Pharmacy Items | Pokhara |
| West Valley Medical Clinic | · Up to 20% discount on Hair transplants – Up to 30% Discount on Hair treatment, Skin procedures & Dental services |
Pokhara |
| Birendranagar Denteal Care Home | · Up to 20% discounts on dental care | Surkhet |
| Karnali care international hospital and research | · 5% to 35% Discount on all their services | Surkhet |
| Upakar Dental Clinic | · 20% discount on all services | Syangja |
| Waling Oral and Dental Care Clinic | · 10% on Dental Scaling and Dental Normal Filling | Syangja |
| Sudurpaschim Dental Care Home | · 15% discount on all dental services | Tikapur, Kailali |
| Everest Dental Clinic | · 5% discount on all dental services and consulting | Tikapur,Kailali |
| Fit Life –The Ultimate Fitness Club | · 5% to 15% Discounts on Fees | Tikapur,Kailali |
| Swargadwari Dental Hospital Pvt. Ltd. | · Upto 10% Discount on all Dental Services. | Tulsipur |
| Godawari Hospital Pvt. Ltd. | · 10% discount on all Services | Urlabari |