Revision in Transaction Limits

Dear Valued Customers,

We would like to inform you that the transaction limits for the following types of transactions have been revised as per the Nepal Rastra Bank Payment System Directive #5/075 (in regards to the transaction limit from electronic channels) dated on 26 Bhadra, 2078 to be effective immediately.

These transaction limits were last updated on September 16, 2021.

A. Maximum Wallet Balance at End of the Day:

Users are allowed to hold balance as per the below slab wallet at the end of the day. Users should spend or withdraw any excess balance exceeding the limit before the day ends.

Description Amount
Maximum Wallet Balance at EOD NRS. 50,000/-

B. Wallet to Wallet Transfer:

Users can do wallet to wallet (P2P) transfers as per the threshold below:

Sending limit
Amount Per Txn (NRs.) Amount Per Day (NRs.) Count per day Amount per month (NRs.) Count per month
Unverified       5,000        5,000                              4 5,000                                    4
Verified 25,000                                  1,00,000                              30                             5,00,000                                 150
Receiving limit
Amount Per Txn (NRs.) Amount Per Day (NRs.) Count per day Amount per month (NRs.) Count per month
Unverified                       5,000                         5,000                              4 5,000                                    4
Verified                      25,000                       1,00,000                              30                             5,00,000                                150

C. Cash in from eSewa ‘Cash In’ Agents:

Users can do cash in transfers as per below limit threshold:

Description Verified Unverified
Maximum Transaction Amount Per Transaction NRs. 10,000/- NRs. 5,000/-
Maximum Transaction Amount Per Day NRs. 25,000/- NRs. 5,000/-
Maximum Transaction Amount Per Month NRs. 1,00,000 NRs. 10,000/-

D. Payment Transaction Limits:

Users can make payment to the amount billed by the merchant. However, unverified users won’t be able to transact more than NRs. 5000/- per month.

 

E. Wallet to Bank Withdrawal:

Note: These limitations are applicable from 23rd March, 2020 onwards until further notice.

Description Verified
Maximum Transaction Amount Per Transaction NRS. 50,000/-
Maximum Transaction Amount Per Day NRS. 1,00,000/-
Maximum Transaction Count Per Day 10
Maximum Transaction Amount Per Month NRS. 10,00,000/-
Maximum Transaction Count Per Month 50

The limit for bank withdrawal to a particular bank account from single, or multiple eSewa accounts is NRs. 2,00,000 or 10 times per day NRs. 5,00,000 or 50 times per month.

Note: Unverified users won’t be allowed to perform the withdrawal transaction.

 

F. Account Link Transaction Limits:

Users can link their KYC verified eSewa account with their own bank account and make payments as mentioned below:

Per Transaction NRs. 50,000
Per Day NRs. 1 Lakh or 10 times 
Per Month NRs. 10 Lakh or 100 times

These limits are applicable in accordance with the English calendar month.

 

Thank you.
eSewa Fonepay Pvt. Ltd.