eSewa is Nepal’s first mobile wallet. eSewa users can send, receive and pay money instantly from their fingertips. Users can easily transfer money into eSewa wallet through mobile banking, Internet banking, and counter deposit at different banks and cash points. Fund loaded into eSewa can be used for making utility payments, online shopping, airline ticketing, credit card payment, school fees payment, and more. While most of the payment services are free, there are few services, where customers are required to pay minimal charges.
These tariffs were last updated on September 2, 2020.
There are certain services like bank transfer (bank withdraw), credit card bill payment and etcetera where charges depend on the transaction amount. These services are:
1. Bank transfer (Bank withdraw):
| Transaction Amount | Service Charge |
| Rs. 100 to Rs. 1,000 | Rs. 10 |
| Rs. 1,001 to Rs. 10,000 | Rs. 20 |
| Rs. 10,001 to Rs. 20,000 | Rs. 30 |
| Rs. 20,001 to Rs. 25,000 | Rs. 40 |
2. Bank withdraw to saved account:
eSewa users can add one personal bank account to “saved accounts”/”Free Account” where they can enjoy charge free withdraw facility. Users can withdraw free of charge up to amount NRS 15000 or 3 times a month (English Calender month). Once the withdrawal amount exceeds Rs. 15,000 or the count exceeds 3 times, they will be charged according to the above-mentioned bank transfer charges.
3. Credit Card Payment:
| Transaction Amount | Service Charge |
| Rs. 100 to Rs. 1,000 | Rs. 15 |
| Rs. 1,001 to Rs, 10,000 | Rs. 25 |
| Rs. 10,001 to Rs. 30,000 | Rs. 35 |
| Rs. 30,001 to Rs. 100,000 | Rs. 60 |
3. Mercantile Exchange (HCC Segregate Account):
| Transaction Amount | Service Charge |
| Rs. 100 to Rs. 50,000 | Rs. 5 |
| Rs. 50,001 to Rs. 1000,000 | Rs. 10 |
4. Capital Market
| Transaction Amount | Service Charge |
| Rs. 49 to Rs. 100 | Rs. 5 |
| Rs. 101 to Rs. 500 | Rs. 10 |
| Rs. 501 to Rs. 1,000 | Rs. 15 |
| Rs. 1,001 to Rs. 10,000 | Rs. 20 |
5.Demat/Mershare/Broker Payment
| Transaction Amount | Service Charge |
| Rs. 1 to Rs. 100 | Rs. 5 |
| Rs. 101 to Rs. 500 | Rs. 10 |
| Rs. 501 to Rs. 1,000 | Rs. 15 |
| Rs. 1,001 and above | Rs. 20 |
This charge has been waived till Ashwin 30, 2077..
6.Fund transfer to Chhimek Laghubitta Bittiya Sanstha Ltd.
| Transaction Amount | Service Charge |
| Rs. 100 to Rs. 2,000 | Rs. 2 |
| Rs. 2,001 to Rs. 5,000 | Rs. 5 |
| Rs. 5,001 and above | Rs. 10 |
This charge has beein waived till Bhadra 20, 2077.
7. Load via Card
A transaction processing fee of 1.75% is levied in the total load amount. Also, users are able to load Rs. 10,000 per transaction, Rs. 25, 000 per day, and Rs. 50, 000 per month while using a card.
Accessible service for all our customers is our top priority. If you have any further queries regarding the charges, please call us at our toll-free number 1660-01-02121, or Viber us at +9771234512345.