eSewa is Nepal’s first mobile wallet. eSewa users can send, receive and pay money instantly from their fingertips. Users can easily transfer money into eSewa wallet through mobile banking, Internet banking, and counter deposit at different banks and cash points. Fund loaded into eSewa can be used for making utility payments, online shopping, airline ticketing, credit card payment, school fees payment, and more. While most of the payment services are free, there are few services, where customers are required to pay minimal charges.
These tariffs were last updated on September 30, 2020 and are applicable from October 1, 2020.
There are certain services like bank transfer (bank withdraw), credit card bill payment and etcetera where charges depend on the transaction amount. These services are:
Contents
1. Bank transfer (Bank withdraw):
| Transaction Amount | Service Charge |
| Rs. 100 to Rs. 1,000 | Rs. 0 |
| Rs. 1,001 to Rs. 10,000 | Rs. 20 |
| Rs. 10,001 to Rs. 20,000 | Rs. 30 |
| Rs. 20,001 to Rs. 30,000 | Rs. 40 |
| Rs. 30,001 to Rs. 40,000 | Rs. 50 |
| Rs. 40,001 to Rs. 50,000 | Rs. 60 |
| Rs. 50,001 to Rs. 100,000 | Rs. 75 |
Bank Withdraw up to Rs. 1,00,000 per transaction is available only for the Own Bank account saved in eSewa. For other accounts, the transaction limitations will remain Rs. 25,000 per transaction.
2. Bank withdraw to saved account:
eSewa users can add one personal bank account to “saved accounts”/”Free Account” where they can enjoy charge free withdraw facility. Users can withdraw free of charge up to amount NRS 5000 or 3 times a month (English Calender month). Once the withdrawal amount exceeds Rs. 5,000 or the count exceeds 3 times, they will be charged according to the above-mentioned bank transfer charges.
3. Credit Card Payment:
| Transaction Amount | Service Charge |
| Rs. 100 to Rs. 1,000 | Rs. 15 |
| Rs. 1,001 to Rs, 10,000 | Rs. 25 |
| Rs. 10,001 to Rs. 30,000 | Rs. 35 |
| Rs. 30,001 to Rs. 100,000 | Rs. 60 |
4. Mercantile Exchange (HCC Segregate Account):
| Transaction Amount | Service Charge |
| Rs. 100 to Rs. 50,000 | Rs. 5 |
| Rs. 50,001 to Rs. 1000,000 | Rs. 10 |
a. Demat/Broker Payment
| Transaction Amount | Service Charge |
| Rs. 1 to Rs. 100 | Rs. 5 |
| Rs. 101 to Rs. 500 | Rs. 10 |
| Rs. 501 to Rs. 1,000 | Rs. 15 |
| Rs. 1,001 and above | Rs. 20 |
This charge for DEMAT and Broker Payment been waived till Poush 30, 2077.
Service charge of Rs. 2 per transaction is applicable on MeroShare payments effective from Poush 17, 2077.
6. Fund transfer to Chhimek Laghubitta Bittiya Sanstha Ltd.
Service charge of Rs. 5 is applicable on each transaction.
7. Load via Card
A transaction processing fee of 1.75% is levied in the total load amount. Also, users are able to load Rs. 10,000 per transaction, Rs. 25, 000 per day, and Rs. 50, 000 per month while using a card.
Accessible service for all our customers is our top priority. If you have any further queries regarding the charges, please call us at our toll-free number 1660-01-02121, or Viber us at +9771234512345.