Terms and Conditions of “REFER and EARN”

eSewa Refer & Earn Program allows eSewa user as well as agent to refer to friends or family or saved contacts. The Referrer shall receive a cash reward as defined in these Terms & Conditions (T&C).
Users who wish to participate in the Referral Program must agree with the T&C as below.

DEFINITIONS
Referrer – is a registered eSewa user or the agent who refers to another person (Referee)
Referee – is a person that received a referral from the Referrer.
Referral Cash Reward – is a cash reward received by the referrer upon referral program.
Referrer Message – Message sent from referrer to referred person.
Inactive eSewa User– eSewa User who has not done any transaction for a long time.
Transaction– Any payment made to the eSewa registered Merchant.

TERMS & CONDITIONS
1.      Refer a friend (from mobile application only) and get a referral cash reward upto Rs. 35 in each referral.
2.      Referral message is sent by eSewa on the behalf of referrer.
3.      The referral SMS sent to the referee contains a referral link which is valid for 7 days; during this time no other eSewa user will be able to send a referral SMS to the said referee. The referee may click on the said link and be able to complete their milestone and the referrer shall earn the referral reward for the particular milestone. Upon expiry, other eSewa users will be able to send a referral to the referee, which will also have 7-days limitation.
4.      Any fraud or abuse concerning the program is subject to strict administrative and/or legal action by us, including but not limited to a reversal of referral reward and/or termination of participation. A fraud encompasses:

a. If a user is found referring to himself using multiple IDs.
b. Any other attempt to take unfair advantage, as deemed by us, of the Refer & Earn Program.

5.      Referrer can receive Referral Cash Rewards in the following manner:

In case of Registration:
The referrer gets Rs. 20 if all below conditions are fulfilled:

a. The referee has not yet registered at eSewa.
b. The referee has registered from the mobile number in which referrer has sent the referral message.
c. The referee has to click the link sent through SMS.

In case of Load:
The referrer gets Rs. 5 if all below conditions are fulfilled:

a. The referee is the eSewa registered user and has not added fund in eSewa wallet from any source
b. The referee has to load at least Rs. 100 from any source i.e. Mobile Banking/Internet Banking/Counter Deposit/ Agent/ Account Link/ P2P.
c. The referee has to click the link sent through SMS.

In case of Transaction
The referrer gets Rs. 10 if all below conditions are fulfilled:

a. The referee is the eSewa registered user who has not done any transaction till referral message has been sent or is in inactive eSewa user status.
b. The referee has to do a transaction of at least Rs. 100.
c. The referee has to click the link sent through SMS.

FCM will be sent to the sender after accepted by the referee.

6.      eSewa reserves the right to amend, modify, cancel, update or withdraw this Program at any time without notice. Upon such premature suspension, inconvenience, cessation, withdrawal, termination or closure by the Company, no person shall be entitled to claim loss of any kind whatsoever.

7.      Users can opt out from “Refer and Earn” at any time. User should mail to “[email protected]”  to opt out from the service.

 

**Updated on 6 February 2022.

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